Your Professional Civil Liability insurance

Your professional third-party liability cover at a glance

Professional liability insurance is your company’s day-to-day insurance and is fundamental for protecting your business. 
Its purpose is to cover the financial consequences of any damage you may cause to a third party: property damage, consequential loss or bodily injury. 
Our Alexis Assurances team will help you define the policy best suited to your company’s business and your projects.

Risks covered by professional third-party liability

Professional Civil Liability covers the most common and significant risks associated with your business: for example, calculation error, negligence, a flaw in the design or execution of your services, injury to a third party such as a client or supplier, etc.

Your questions about third-party liability insurance

Who pays for damage caused when third-party liability insurance is taken out?

The purpose of this professional cover is to compensate for the consequences of the loss suffered by the third party that is the subject of the claim.

Who should take out third-party liability insurance?

All companies, whatever their business, are obliged to take out professional liability insurance.
We study the outlines of your business and cover the major and common risks before drawing up your policy.

Are the risks incurred during the construction phase covered by professional liability insurance?

The company’s third-party liability can change during the construction phase. 
Depending on your field of activity, we can combine professional third-party liability with ten-year third-party liability insurance to cover this construction phase. This is the case, for example, with ten-year insurance for photovoltaic installers.