Business insurance
On a day-to-day basis, supplement your most technical policies with insurance for your vehicle fleets, your offices, officers insurance, mutual insurance, etc.
Insurance for your vehicle fleet
Do you own several (heavy or light) vehicles for your business needs? We can help you insure them and their drivers.
Our Alexis Assurances team can also advise you on including additional cover for the contents of your vehicles: insurance for your tools, fittings, stocks, etc.
Transport and storage insurance
Do you buy goods from a professional or transport goods yourself?
There are many different types of claims: breakage, loss, theft, etc. They can represent major losses for your company.
Our Alexis Assurances team can help you define your precise needs and draw up a specific policy covering your goods during transport or storage.
Would you prefer to be covered by the carrier’s insurance?
Be sure to check the terms and conditions that apply to you: there are many exemptions and the cover amounts are often insufficient.
Officers insurance
Are you an officer of company, de facto or de jure? In that case, you make decisions every day that have consequences for your personal liability. In the event of a civil or criminal conviction, the private and financial consequences can be severe.
The corporate officer civil liability policy, taken out by the company, covers all de facto or de jure officers and can apply in many cases, including: mismanagement, insufficient assets, breach of the regulations in force, harassment, etc.
Liability for environmental damage
During your construction projects, during transport or in case of an accident affecting your property... your renewable energy operations can cause pollution damage to the neighbourhood, for example, and even property damage or bodily injury.
In all cases, we can help you cover the consequences, including decontamination and restoration costs, operating losses for your company and any claims from third parties.
Insurance for your offices and their contents
Your offices often contain sensitive items that are important for the continuity of your business. You need to cover them!
Multi-risk office insurance covers damage to offices, furniture and stock, as well as the costs involved in restarting your business (temporary rental costs, etc.).
Health insurance
Mutual insurance or “supplementary health insurance”, as its name suggests, supplements the reimbursement of healthcare costs by the French Social Security system.
Since 2016, all companies have been required to offer their employees group health insurance and to contribute at least 50% of the cost of the contributions.
Our Alexis Assurances team can help you set up this complex policy, taking into account the reality of your business, your various panels and the needs of your employees.
Cyber insurance
All companies are equipped with IT and are now at risk of being affected by a virus, hacking, malicious acts, data theft, ransomware, etc.
Cyber insurance is now one of the insurance policies you need to take out to protect your company.
Our Alexis Assurances team will work with you to study your needs in detail, taking into account the realities of your business.
We then include the necessary “standard” cover for third-party liability, losses incurred, recovery costs, etc., and can add extensions specific to your particular business.
For example, we regularly help our clients to set up such policies to cover photovoltaic or wind power generation units. The consequences can be very serious, both for the company and for a third party.